Land Transfer

Expert Guidance Through Property Transfers

At MoreLaw, we provide comprehensive legal services for all aspects of land transfers and conveyancing. Our experienced real estate lawyers ensure smooth, legally sound property transfers while minimizing your costs and protecting your interests throughout the process.

Our Land Transfer Services

Residential Property Transfers

Deed Preparation and Registration: Drafting and registering legal documents that transfer property ownership.
Title Transfers: Facilitating transfers between family members, into joint ownership, or into/out of trusts.
Land Transfer Tax Calculation: Accurate assessment of provincial and municipal land transfer taxes with identification of applicable rebates.
Title Insurance: Arrangement of appropriate title insurance coverage to protect against title defects.

Commercial Property Transfers

Commercial Conveyancing: Handling complex commercial property transfers with attention to zoning, environmental, and regulatory compliance.
Corporate Transfers: Managing property transfers between corporate entities or as part of corporate reorganizations.
Due Diligence: Comprehensive investigation of property history, encumbrances, and potential liabilities.
Multi-Unit Properties: Specialized expertise in apartment buildings, mixed-use developments, and commercial complexes.

Specialized Transfers

Family Transfers: Legal support for transferring property between family members, including tax planning considerations.
Estate Transfers: Assistance with transferring property from deceased individuals to beneficiaries or estate trustees.
Matrimonial Transfers: Guidance for property transfers resulting from separation, divorce, or marriage agreements.
Trust Transfers: Expertise in transferring property into or out of trusts for estate planning or asset protection.

Land Transfer Tax Services

- Tax Assessment: Precise calculation of applicable land transfer taxes based on current legislation.
- First-Time Homebuyer Rebates: Assistance with applications for provincial and municipal rebates for eligible purchasers.
- Tax Planning: Strategic advice to minimize transfer tax obligations through legitimate planning strategies.
- Tax Deferral Programs: Guidance on programs allowing deferral of land transfer taxes in qualifying situations.

Understanding Land Transfer Tax

Land Transfer Tax (LTT) is a significant consideration in property transactions across Canada, with rates and regulations varying by province and municipality. In Ontario, for example, buyers pay provincial land transfer tax, with Toronto properties subject to an additional municipal land transfer tax.

Ontario Land Transfer Tax Rates (Provincial)

For properties with a value:

Up to $55,000: 0.5%
$55,001 to $250,000: 1.0%
$250,001 to $400,000: 1.5%
$400,001 to $2,000,000: 2.0%
Over $2,000,000: 2.5%

First-Time Homebuyer Rebates

First-time homebuyers may qualify for rebates of land transfer tax, potentially saving thousands of dollars on their purchase. Our team ensures eligible clients maximize these available rebates.

Why Choose MoreLaw for Land Transfers

Cost-Effective Solutions

We offer competitive fixed-fee packages for standard land transfers, providing certainty about your legal costs from the outset.

Thorough Protection

Our meticulous approach ensures all aspects of your property transfer are properly documented and legally sound, preventing future complications.

Tax Expertise

We stay current with constantly evolving land transfer tax regulations to ensure accurate calculations and maximize available rebates.

Clear Communication

We explain complex transfer processes and tax implications in straightforward language, ensuring you fully understand every aspect of your transaction.

The MoreLaw Land Transfer Process

Initial Consultation: We’ll discuss your property transfer needs, timing requirements, and specific circumstances.
Title Investigation: We conduct comprehensive searches to confirm clear title and identify any issues requiring resolution.
Document Preparation: We prepare all necessary transfer documents, ensuring compliance with legal requirements.
Tax Calculation: We determine precise land transfer tax obligations and identify potential rebate opportunities.
Signing Meeting: We guide you through the signing process, explaining all documents and answering your questions.
Registration: We register your transfer documents with the appropriate land registry office, confirming your ownership.
Post-Registration Confirmation: We provide you with registered documents and confirmation of completed transfer.